Call (855) 639-3267 to lock in a rate as low as: 2.25% (APR: 2.398%)

VA Loan Types

VA Loan Desk offers home loans, refinance loans, cash-out loans
and expert advise on everything in between.

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VA Mortgages

VA mortgages offer 0% down, up to 100% financing, low interest rates, and no mortgage insurance premium. Learn about VA Mortgages

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VA Streamline Refinance

If you already have a VA mortgage, VA Streamline Refinance is your quick and easy path to lower monthly payments. Learn more VA Streamline Refinancing

Scott Stallings

Scott Stallings
VA Loan Specialist
NMLS #166692

Call (855) 639-3267 to talk with a VA Loan Specialist.

VA Loan Requirements

You might be surprised by what you need and don’t
need to secure a VA mortgage or refinance.

VA Home Loan Checklist
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checkclipboardMilitary documentation
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checkclipboardIncome verification
checkclipboardAssets, credit & liabilities
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What You Don’t Need

You don’t need a credit check, payroll stubs, a down payment, and sometimes not even an appraisal to get a VA home loan or refinance. More on Loan Requirements

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What You Do Need

You’ll be asked to provide personal information, list assets and liabilities, and verify your income and employment. More on VA Loan Eligibility

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Required Documents

The most important document for a VA loan is your Certificate of Eligibility (COE), which verifies your military service. More on Required Documents

VA Help Center

Securing a VA home loan can be intimidating, but you can relax
because we’ll guide you every step of the way. We promise.

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Frequently Asked Questions

You have questions, and we have answers. With our VA home loan FAQs and videos, you’ll be up to speed in no time. View all FAQs

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VA Mortgage Calculator

Whether you’re purchasing a new home or refinancing a current one, our calculators crunch the numbers for you. Go to VA Loan Calculator

Scott Stallings

Scott Stallings
VA Loan Specialist
NMLS #166692

Call (855) 639-3267 to talk with a VA Loan Specialist.

VA Loan Desk Blog

Check out our blog for the latest information about everything
from interest rates to housing market trends.

Most Popular Posts
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Timely, Easy-to-Read Articles

Our VA Loan Specialists will get you the most up-to-date, accurate, understandable information regarding VA loans. Most Recent VA Loan Article

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Answering VA Loan Questions

Ask a question about your VA mortgage or refinance and let our experts help. You can also read others’ questions.

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Help With a Changing Industry

As the home loan world shifts, VA Loan Desk will keep you informed with carefully crafted online articles and opinion pieces. Go to Blog